Personal Loan
New or existing customers can apply for a loan of maximum $10,000 per annum for any personal reasons such as, education, overseas travel, traditional obligations, marriages, deaths, births, white goods etc. A separate account is created for personal loans which are attached together with the mortgage account.

Terms and Conditions.
Interest rate of 13.5% apply.
Client must have a new or existing mortgage with Housing Authority.
Loan term same as existing mortgage..
Total loan plus FNPF including the personal loan should be less than 80% of the value of the property.
Total commitment of 35% of gross salary for income less than $25,000 per annum and 40% above $25,000.

Requirements:
Certified true copy of title.
Pay slips / Statutory Declaration (Self employed)/ Income Statements / Cash flows / three years audited financial report.
Application fee $27.50.
Documentary evidence for reason of loan.